Navigating the LPA Process: A Step-by-Step Guide to Protecting Your Future

When it comes to future planning, many people assume writing a will is the only step they need to take. But what about the time before then—when illness, an accident, or aging could leave you unable to make decisions for yourself?

That’s where a Lasting Power of Attorney (LPA) comes in.

In the UK, more and more people are realizing the importance of having an LPA in place. Public figures like Dame Barbara Windsor’s husband, Scott Mitchell, and financial expert Martin Lewis have spoken out about the real-life challenges that come when an LPA isn’t sorted in time.

At LCS Legal, we believe that preparing for the unexpected is an act of care—not just for yourself, but for the people who may one day need to step in. Here’s your straightforward, step-by-step guide to getting your LPA sorted.

What Is an LPA and Why Do You Need One?

A Lasting Power of Attorney is a legal document that lets you choose someone you trust (called an “attorney”) to make decisions on your behalf if you're no longer able to.

There are two types:

1. Property and Financial Affairs LPA – Covers things like paying bills, managing bank accounts, and selling property.

2. Health and Welfare LPA – Covers decisions about medical care, daily routines, and life-sustaining treatment.
   

Without an LPA in place, even your closest family members may be legally blocked from helping you in a crisis. They could face a lengthy, expensive court process just to access your bank account or make healthcare decisions.

Step 1: Decide What Kind of LPA You Need

Most people choose to set up both types of LPAs for full coverage—but it’s possible to start with just one. Ask yourself:

• Who would I want managing my money?

• Who should make health or care decisions for me?
  

You can appoint the same person for both, or different people.

Step 2: Choose Your Attorneys Wisely

This is one of the most important decisions in the process. Your attorneys should be:

• People you trust completely

• Reliable and good with responsibility

• Comfortable making potentially tough decisions
  

You can appoint more than one person and specify how they should work together—either jointly (together) or jointly and severally (together or individually).

Step 3: Fill in the LPA Forms

You can:

• Fill in the forms online at GOV.UK

• Or work with a legal expert like LCS Legal to make sure everything is filled out correctly the first time
  

Each form includes:

• Your details

• Your attorney(s)' details

• How and when you want them to act

• A certificate provider (someone who confirms you understand what you’re doing)

Step 4: Sign and Witness

You and your attorneys will need to sign the forms in a specific order, with witnesses present. This is a legal requirement—and mistakes here can delay or invalidate the whole process.

Step 5: Register with the Office of the Public Guardian (OPG)

This is the final step—but a crucial one. An LPA must be registered with the OPG before it’s valid. The registration process takes about 20 weeks, so don’t wait until it’s urgent.

You can register it yourself or we can do it for you at LCS Legal, making sure nothing gets missed.

Let’s Make This Simple

We get it—legal paperwork isn’t everyone’s idea of a good time. That’s why at LCS Legal, we:

• Help you understand each step

• Make sure your forms are accurate and complete

• Give advice based on your personal situation

• Handle the registration process for you
  

Because peace of mind shouldn't come with piles of stress.

Your Future, Protected

Life has a way of throwing curveballs. But with an LPA in place, you’re prepared—not just legally, but emotionally and practically.

🔗 Ready to take the next step? Book a free, friendly consultation with LCS Legal today and let’s put your future in good hands.